When hail or a windstorm damages your Boise roof, the insurance process can feel like a second storm. Sage Roofing inspects the damage, documents it with clear photos, meets your adjuster on the roof if you'd like, and replaces the roof if your insurer approves the claim.
Tell us what happened and when. We'll reach out to schedule a free inspection.
Hail bruises and wind-lifted shingles often look fine from the driveway. Weeks or months later, they show up as leaks. By then it can be harder to connect the damage to a specific storm, which matters when you file a claim.
That is why a prompt inspection after a Boise hail or wind event is worth it. We get on the roof, mark and photograph damage, check gutters, vents and soft metals for dents and note the date. You get a clear record to share with your insurer.
We want to be clear about our role. We don't decide your claim, and we can't promise it will be approved. What we can do is make sure the damage is documented accurately and explained clearly, so your insurer has what it needs to make a fair decision.
If your claim is approved, we can replace the roof to the scope your insurer agrees to, and we will walk you through anything in the estimate that doesn't match what we found on the roof. If it isn't approved, we'll give you honest options for repair or replacement on your own terms, with no pressure either way.
Book My Free Storm InspectionLook for these after a storm, then call us to confirm from up close. Please don't climb onto a damaged roof yourself.
Dark spots where granules are knocked loose, soft dents that feel like a bruised apple and cracked shingle mats. Dents on gutters, downspouts and roof vents are a good clue that hail hit your roof too.
Outflow winds can break the seal on shingles, crease them or tear them off. Shingles in your yard or a patchy roofline after a storm are a clear sign to call.
Water spots on ceilings, damp insulation in the attic or drips around chimneys and skylights after a storm can point to hidden damage up top.
Branches and other debris blown onto the roof can puncture shingles or damage decking. Check after any windstorm, especially in older Boise neighborhoods with mature trees.
Boise isn't the hail capital of the West, but it gets real storms. Here is the record, and what policies generally focus on.
NWS reports since 2004 show 36 hail reports on 17 days in Boise, most often in March and June. A 2009 storm dropped 1.5-inch hail in the city. In 2013 a storm hit nearby Meridian and Eagle with hail up to ping-pong-ball size, and in 2018 2-inch hail fell near Caldwell.
Thunderstorm outflow wind is Boise's most common severe-weather report. Gusts hit 68 mph at the airport in May 2026, 63 mph in September 2024 and 61 mph in March 2021. The record 2016–17 winter led to a state disaster declaration for Ada County after roof collapses.
In general, homeowner's policies focus on sudden damage from a covered event like hail or wind, not wear and age. Deductibles, the age of the roof and how quickly damage is reported can all matter. Read your policy or ask your agent for specifics.
Here is how the process typically goes when you work with us. Every insurer is a little different.
Start With a Free InspectionWe inspect the roof, gutters and vents, and photograph and date every sign of damage we find.
You contact your insurer and open a claim. We give you our photos and findings to include.
If you'd like, we meet the adjuster at your home to walk the roof together and point out what we documented.
Once your insurer decides, we go over the estimate with you and explain any differences from what we found.
If the claim is approved, we file the City of Boise permit and complete the work. If not, we'll talk through your options.
0% interest for up to 18 months, or long-term plans as low as $149 a month, on approved credit. Financing can help with your deductible or with upgrades, like impact-resistant shingles, that go beyond the insurance scope.
It depends on your policy, the extent of the damage and your insurer's decision. Many policies cover sudden hail damage but not normal wear. We document the damage clearly, but only your insurer can approve a claim.
As soon as you can safely do so. Prompt inspection makes it easier to tie damage to a specific storm, and many policies have time limits for reporting. Check your policy for its deadline.
Yes, if you want us to. We can walk the roof with the adjuster, share our photos and point out the damage we documented. The adjuster and your insurer still make the final call.
Sometimes. NWS records show Boise hail most often in March and June, and a 2009 storm dropped 1.5-inch stones in the city. Wind is even more common, with outflow gusts over 60 mph recorded several times since 2020.
No. Your deductible is your share under your policy, and offering to waive or absorb it is a red flag. We can talk about financing to help with it instead.
We'll go over your options honestly. That might be a targeted repair, a full replacement on your own terms or asking your insurer about next steps. We don't pressure you either way.
We inspect and replace storm-damaged roofs in Boise ZIP codes 83702, 83703, 83704, 83705, 83706, 83709, 83712, 83713, 83714 and 83716, from the Central Bench and Vista to Collister and the foothills.
Learn more about our storm & hail damage repair or see all roofing services.
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Get a free storm inspection and photo documentation. We'll help you understand what you're dealing with.
📞 Call (208) 994-5919 Book My Storm Inspection
Roof replacement, repair and metal roofing across the Treasure Valley. Manufacturer warranties up to 50 years, and still answering the phone after the job is done.
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